Question 1

Como puedo obtener una cotizacion de seguro gratis en Puerto Rico?

Accepted Answer

Puede obtener una cotizacion gratis visitando nuestra pagina web jaimecoloninsurance.com/quote o llamando directamente al 787-530-1421. El proceso toma solo minutos y no tiene ningun compromiso.

Question 2

Que tipos de seguros ofrece Jaime Colon en Puerto Rico?

Accepted Answer

Jaime Colon ofrece seguros de auto (incluyendo obligatorio y full cover), seguros de hogar (proteccion contra huracanes, inundaciones y terremotos), y seguros de negocio (responsabilidad civil, propiedad comercial y flotas).

Question 3

Donde esta ubicada la oficina de Seguros Multiples de Jaime Colon?

Accepted Answer

La oficina esta ubicada en Calle Betances #54, Caguas, Puerto Rico 00725. Atendemos de lunes a sabado de 8:00 AM a 5:30 PM. Servimos a todo Puerto Rico.

Question 4

Atienden en ingles?

Accepted Answer

Si, ofrecemos servicio completamente bilingue en espanol e ingles. Jaime Colon puede atenderle en el idioma de su preferencia.

Question 5

Cuantos anos de experiencia tiene Jaime Colon en seguros?

Accepted Answer

Jaime Colon tiene mas de 20 anos de experiencia como agente exclusivo de Seguros Multiples, protegiendo familias y negocios en todo Puerto Rico.

Question 6

How can I get a free insurance quote in Puerto Rico?

Accepted Answer

You can get a free quote by visiting jaimecoloninsurance.com/quote or calling 787-530-1421. The process takes only minutes with no obligation. We offer auto, home and business insurance quotes.

Question 7

What types of insurance does Jaime Colon offer in Puerto Rico?

Accepted Answer

Jaime Colon offers auto insurance (including mandatory and full cover), home insurance (hurricane, flood and earthquake protection), and business insurance (commercial liability, property and fleet coverage).

Question 8

Does Jaime Colon provide bilingual service?

Accepted Answer

Yes, Jaime Colon provides fully bilingual service in Spanish and English. He can assist you in your preferred language for all insurance needs in Puerto Rico.

Question 9

What is the best car insurance in Puerto Rico?

Accepted Answer

Seguros Multiples offers comprehensive car insurance in Puerto Rico including mandatory coverage, full cover, double interest, and 24/7 roadside assistance. Contact Jaime Colon at 787-530-1421 for personalized quotes.

Question 10

Does Seguros Multiples cover hurricane damage in Puerto Rico?

Accepted Answer

Yes, Seguros Multiples provides comprehensive hurricane coverage for homes and businesses in Puerto Rico. Our policies include protection against wind damage, flooding, and storm-related losses.

Question 11

Que es el deducible en un seguro?

Accepted Answer

Un deducible se refiere a la cantidad de dinero que asumes como parte de una reclamacion. Es la porcion que pagas de tu bolsillo antes de que el seguro cubra el resto.

Question 12

What is a deductible in insurance?

Accepted Answer

A deductible refers to the amount of money you assume as part of a claim. It is the portion you pay out of pocket before the insurance covers the rest.

Question 13

Cual es la diferencia entre doble interes y full cover?

Accepted Answer

El doble interes cubre danos fisicos durante el financiamiento con beneficiarios el asegurado y la institucion financiera. El full cover incluye danos fisicos, responsabilidad publica y se renueva anualmente con cobertura mas completa.

Question 14

What is the difference between double interest and full cover?

Accepted Answer

Double interest covers physical damage during financing with beneficiaries being the insured and financial institution. Full cover includes physical damage, public liability and renews annually with more complete coverage.

Question 15

Que cubre un full cover de auto?

Accepted Answer

El full cover cubre danos fisicos contra robo, vandalismo, rotura de cristales, fuego, inundacion, huracan, terremoto y choque. Incluye responsabilidad publica y cubiertas opcionales disponibles.

Question 16

What does full cover auto insurance include?

Accepted Answer

Full cover includes physical damage against theft, vandalism, glass breakage, fire, flood, hurricane, earthquake and collision. It includes public liability and optional coverages available.

Question 17

Cual es la cobertura minima de seguro de auto en Puerto Rico?

Accepted Answer

La cobertura minima disponible es el seguro obligatorio. Este te cubre hasta $4,500 en danos fisicos a otro automovil. Sin seguro obligatorio no puedes renovar tu marbete.

Question 18

What is the minimum car insurance coverage in Puerto Rico?

Accepted Answer

The minimum available coverage is mandatory insurance (seguro obligatorio). This covers up to $4,500 in physical damage to another vehicle. Without mandatory insurance you cannot renew your license plate sticker.

Question 19

Cuando inicia la vigencia del seguro de auto?

Accepted Answer

A partir de las 12:00 AM del mismo dia en que se realiza la contratacion y el pago de la poliza.

Question 20

When does auto insurance coverage begin?

Accepted Answer

Starting at 12:00 AM on the same day the policy is contracted and paid for.

Question 21

Las polizas de residencia cubren danos por inundacion?

Accepted Answer

No, excepto una cobertura basica de $3,000 en el MultiPack Personal. Para mayor proteccion contra inundaciones se requiere una poliza especifica de inundacion.

Question 22

Do home insurance policies cover flood damage?

Accepted Answer

No, except for basic $3,000 coverage in MultiPack Personal. For greater flood protection, a specific flood insurance policy is required.

Question 23

Puedo tener mas de un vehiculo en mi poliza?

Accepted Answer

Si, puedes tener multiples autos en una poliza. Ademas, hay descuentos desde 20% al agrupar polizas en un MultiPack.

Question 24

Can I have more than one vehicle on my policy?

Accepted Answer

Yes, you can have multiple cars on one policy. Additionally, there are discounts starting at 20% when bundling policies in a MultiPack.

Question 25

Como puedo hacer una reclamacion?

Accepted Answer

La forma mas facil es por Internet, la aplicacion movil o a traves de Jaime Colon al 787-530-1421. Contacta a Jaime Colon al 787-530-1421 para asistencia personalizada.

Question 26

How can I file a claim?

Accepted Answer

The easiest way is online, through or by calling Jaime Colon at 787-530-1421. Contact Jaime Colon at 787-530-1421 for personalized assistance.

Question 27

Que cubre una poliza de negocio?

Accepted Answer

Cubre estructura fisica, contenido, responsabilidad civil, robo y crimen. Contacta a Jaime Colon al 787-530-1421 para evaluar los riesgos especificos de tu negocio.

Question 28

What does a business insurance policy cover?

Accepted Answer

It covers physical structure, contents, liability, theft and crime. Contact Jaime Colon at 787-530-1421 to evaluate your specific business risks.

Question 29

Tienen servicio de asistencia en carretera?

Accepted Answer

Si, Multiple Asistencia en Carretera incluye grua, bateria, gasolina, cambio de goma y cerrajeria. Tenemos proveedores en todo Puerto Rico. Una vez suscrito, no hay deducibles por incidente.

Question 30

Do you have roadside assistance service?

Accepted Answer

Yes, Multiple Roadside Assistance includes towing, battery, gas, tire change and locksmith. We have providers throughout Puerto Rico. Once subscribed, there are no deductibles per incident.

Question 31

Cuales son los metodos de pago disponibles?

Accepted Answer

Puedes pagar con tarjeta de credito o debito, cuenta de cheques o ahorros, o efectivo en sucursales. Disponible pago total o financiamiento.

Question 32

What payment methods are available?

Accepted Answer

You can pay with credit or debit card, checking or savings account, or cash at branch offices. Full payment or financing available.

Question 33

Que cubre la responsabilidad publica del auto?

Accepted Answer

Cubre lesiones corporales a terceros y danos a propiedad ajena, con cubiertas opcionales disponibles. Contacta al 787-530-1421 para mas informacion.

Question 34

What does auto public liability cover?

Accepted Answer

It covers bodily injury to third parties and damage to others property, with optional coverages available. Contact 787-530-1421 for more information.

Question 35

Si alquilo un auto en el extranjero me cubre la poliza?

Accepted Answer

Puedes solicitar una certificacion para USA, territorios y Canada, sujeto a los terminos de tu poliza y la aceptacion del arrendador.

Question 36

If I rent a car abroad does my policy cover me?

Accepted Answer

You can request certification for USA, territories and Canada, subject to your policy terms and rental company acceptance.

Question 37

Que pasa si no tengo seguro obligatorio?

Accepted Answer

Si no tienes seguro obligatorio, no podras renovar tu marbete. Es un delito menor grave con multa de $500 y ocupacion de tablilla.

Question 38

What happens if I dont have mandatory insurance?

Accepted Answer

Without mandatory insurance you cannot renew your license plate sticker. Its a serious misdemeanor with a $500 fine and plate seizure.

Question 39

Puedo obtener seguro si mi comunidad ya tiene cobertura?

Accepted Answer

Si, es importante asegurar tu estructura, responsabilidad publica y propiedad personal del hogar aunque la comunidad tenga cobertura.

Question 40

Can I get insurance if my community already has coverage?

Accepted Answer

Yes, it is important to insure your structure, public liability and personal home property even if the community has coverage.

Question 41

Como puedo asegurar objetos de valor?

Accepted Answer

Podemos registrar joyas, computadoras, obras de arte y otros objetos de valor como endosos en tu poliza. Llama al 787-530-1421.

Question 42

How can I insure valuable items?

Accepted Answer

We can register jewelry, computers, artwork and other valuables as endorsements on your policy. Call 787-530-1421.

Question 43

A quien protege el seguro en una vivienda alquilada?

Accepted Answer

Si afecta la estructura fisica, indemniza al propietario. Si afecta el contenido, el inquilino necesita su propia poliza para estar protegido.

Question 44

Who does insurance protect in a rented home?

Accepted Answer

If it affects the physical structure, it compensates the owner. If it affects contents, the tenant needs their own policy to be protected.

Question 45

Puedo elegir deducibles y coberturas personalizadas?

Accepted Answer

Si, con nosotros puedes elegir los deducibles, las coberturas y sumas aseguradas dependiendo de tus necesidades y presupuesto.

Question 46

Can I choose custom deductibles and coverages?

Accepted Answer

Yes, with us you can choose deductibles, coverages and insured amounts depending on your needs and budget.

Question 47

Que es el Seguro de Responsabilidad Obligatorio?

Accepted Answer

Es un seguro requerido por la Ley 253-1995 que responde por danos a vehiculos de terceros en accidentes de transito hasta $4,500.

Question 48

What is Mandatory Liability Insurance?

Accepted Answer

It is insurance required by Law 253-1995 that covers damage to third party vehicles in traffic accidents up to $4,500.

Question 49

Que documentos necesito para una reclamacion?

Accepted Answer

Necesitas numero de poliza, querella policiaca, licencia del auto, licencia de conducir y otros documentos que puedan ser requeridos segun el caso.

Question 50

What documents do I need for a claim?

Accepted Answer

You need policy number, police report, vehicle registration, drivers license and other documents that may be required depending on the case.

Question 51

Tengo derecho a auto de alquiler durante reparacion?

Accepted Answer

Si, si cuentas con doble interes o full cover puedes tener derecho a alquiler de auto mientras tu vehiculo esta en reparacion.

Question 52

Am I entitled to a rental car during repairs?

Accepted Answer

Yes, if you have double interest or full cover you may be entitled to car rental while your vehicle is being repaired.

Question 53

Tienen asistencia en el hogar?

Accepted Answer

Si, Multiple Asistencia en el Hogar ofrece servicios de emergencia de plomeria, electricidad, cristaleria y cerrajeria 24/7 en todo Puerto Rico.

Question 54

Do you have home assistance?

Accepted Answer

Yes, Multiple Home Assistance offers emergency plumbing, electrical, glass and locksmith services 24/7 throughout Puerto Rico.

Question 55

Si vendo mi auto que pasa con la poliza?

Accepted Answer

La poliza se mantiene activa con el nuevo dueno hasta el vencimiento del marbete.

Question 56

If I sell my car what happens to the policy?

Accepted Answer

The policy remains active with the new owner until the license plate sticker expires.

Question 57

Que ventajas tiene Seguros Multiples?

Accepted Answer

Puedes reportar llamando a Jaime Colon al 787-530-1421. Atencion personalizada de Lunes a Sabado de 8:00 AM a 5:30 PM. Servimos a todo Puerto Rico.

Question 58

What advantages does Seguros Multiples have?

Accepted Answer

You can report by calling Jaime Colon at 787-530-1421. Personalized service Monday through Saturday 8:00 AM to 5:30 PM. We serve all of Puerto Rico.